1
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(register chiming)

2
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- So, mistakes that I would see

3
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is that overextension of your income

4
00:00:08,750 --> 00:00:10,410
and what I mean by that is,

5
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at the time you think
that you can afford $200

6
00:00:13,810 --> 00:00:15,670
for a payment on an item,

7
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but whenever you put it into your budget,

8
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that is not the case.

9
00:00:20,160 --> 00:00:23,140
So, when we're looking
at that 20% threshold,

10
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it is imperitive that
before you buy something,

11
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you actually do the math
and put that in your budget

12
00:00:29,330 --> 00:00:30,400
so that way you know,

13
00:00:30,400 --> 00:00:32,730
can you actually spend that

14
00:00:32,730 --> 00:00:35,640
or is it appropriate to
go a little bit less?

15
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Do I need the curved screen TV

16
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or can I just go with
the regular flat screen?

17
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That's the difference, right?